Case Summary
The Canara Bank has filed a suit against Rahila Beevi.N. for the realization of an outstanding loan amount. The defendant defaulted on a term loan obtained due to financial difficulties arising from the Covid-19 pandemic.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The plaintiff is entitled to realize an amount of Rs.1,15,888.82/- together with interest at the rate of 6% per annum.
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit in favor of the plaintiff, allowing the bank to recover the outstanding loan amount along with interest. The defendant was ordered to pay the costs of the suit as well.
Why Plaintiff Won:
The plaintiff has succeeded in proving the case with sufficient evidence.
The plaintiff has succeeded in proving the case with sufficient evidence.
Losing Side's Weaknesses:
Not available
Not available
Supporting Evidence
By producing Exts.A1 to A9 and by deposing in tune with the plaint averments in the affidavit, the plaintiff has succeeded in proving his case. Moreover, there is no evidence to rebut the evidence adduced on the side of the plaintiff.
Judgment Evidence:
In the result, the suit is decreed as follows: (i) The plaintiff is entitled to realise an amount of Rs.1,15,888.82/- (Rupees One Lakh Fifteen Thousand Eight Hundred and Eighty eight and Paise Eighty Two Only) together with interest at the rate of 6% per annum from the date of suit till the date of realization from the defendant and from her assets.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- The Canara Bank
- Party Role
- Defendant
- Party Name
- Rahila Beevi.N.
- Party Age
- 53
- Relation
- W/o
Plaintiffs Documents
Authorized letter, Loan application, Sanction letter, Letter of undertaking, Agreement cum deed of hypothecation, Pronote, Advocate notice, Postal receipt, Attested copy of statement of account
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Ajith A. Khader
- Appearance Type
- Main Counsel
- Party Role
- Defendant
- Advocate Name
- K. Abdul Shahan
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The plaintiff is entitled to recover the outstanding loan amount.
Evidence:
The plaintiff is entitled to realise an amount of Rs.1,15,888.82/- (Rupees One Lakh Fifteen Thousand Eight Hundred and Eighty eight and Paise Eighty Two Only) together with interest at the rate of 6% per annum from the date of suit till the date of realization from the defendant.
Relief Type:
Costs
Outcome:
Granted
Description:
The plaintiff is entitled to recover the costs of the suit from the defendant.
Evidence:
The plaintiff is also entitled to realise the costs of the suit from the defendant.
Documents & Evidence
Document Type:
Authorization letter
Submitted By:
Plaintiff
Relevance:
This document authorizes the plaintiff's representative to act on behalf of the bank.
Reference:
Ext.A1
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
This application form details the loan request made by the defendant.
Reference:
Ext.A2
Document Type:
Sanction letter
Submitted By:
Plaintiff
Relevance:
This letter confirms the sanction of the loan to the defendant.
Reference:
Ext.A3
Document Type:
Letter of undertaking
Submitted By:
Plaintiff
Relevance:
This letter outlines the defendant's agreement to the terms of the loan.
Reference:
Ext.A4
Document Type:
Agreement cum deed of Hypothecation
Submitted By:
Plaintiff
Relevance:
This document details the hypothecation of assets as security for the loan.
Reference:
Ext.A5
Document Type:
Pronote
Submitted By:
Plaintiff
Relevance:
This note confirms the defendant's obligation to repay the loan amount.
Reference:
Ext.A6
Document Type:
Advocate Notice
Submitted By:
Plaintiff
Relevance:
This notice was sent to demand repayment from the defendant.
Reference:
Ext.A7
Document Type:
Postal receipt
Submitted By:
Plaintiff
Relevance:
This document serves as proof of the delivery of the advocate notice to the defendant.
Reference:
Ext.A8
Document Type:
Account Statement
Submitted By:
Plaintiff
Relevance:
This statement shows the transactions and outstanding balance of the defendant's loan account.
Reference:
Ext.A9
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kollam
State
Kerala
Court Establishment
Munsiff Court Kollam
Common Reasons
Non-payment of rent
Case Code
Case between The Canara Bank vs Rahila Beevi.N. regarding suit for realization of money
Case Code Year
Case between The Canara Bank vs Rahila Beevi.N. regarding suit for realization of money