Case Summary
The plaintiff, Canara Bank, is seeking to recover a loan amount of Rs.65,452 from the defendant, Keerthi Raj, who failed to repay the loan despite repeated requests. The defendant was absent during the proceedings, leading to an ex parte judgment.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Plaintiff is allowed to realise ₹65,452/- from the defendant and her assets.
Case Type
Civil Suit
Final Judgment
No
The court ruled in favor of the plaintiff, allowing them to recover the loan amount along with interest and costs. The defendant's absence led to an ex parte judgment.
Why Plaintiff Won:
The evidence from the plaintiff bank proved that the defendant owed the amount as claimed, and the defendant failed to contest the case.
The evidence from the plaintiff bank proved that the defendant owed the amount as claimed, and the defendant failed to contest the case.
Losing Side's Weaknesses:
The evidence from the plaintiff bank proved that the defendant owed the amount as claimed, and the defendant failed to contest the case.
The evidence from the plaintiff bank proved that the defendant owed the amount as claimed, and the defendant failed to contest the case.
Supporting Evidence
The evidence of the plaintiff is unchallenged because the defendant was set ex parte and PW1 was not cross-examined.
Judgment Evidence:
In the result, suit is decreed with costs as follows: 1. Plaintiff is allowed to realise ₹65,452/- from the defendant and her assets.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Canara Bank
- Relation
- Represented by
- Party Role
- Defendant
- Party Name
- Keerthi Raj
- Party Age
- 28
- Relation
- D/o
Plaintiffs Documents
Loan application dated 23/10/2019, Agreement cum deed of hypothecation dated 23/10/2019, Statement of accounts from 23/10/2019 to 09/01/2023.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Sri. Presanth.K.
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff is allowed to realise ₹65,452/- from the defendant.
Evidence:
In the result, suit is decreed with costs as follows: 1.Plaintiff is allowed to realise ₹65,452/- from the defendant and her assets.
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff is allowed to realise interest at the rate of 12.10% per annum.
Evidence:
2.Plaintiff is allowed to realise interest at the rate of 12.10% per annum with monthly rests from 17/07/2021 till the date of decree.
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff is allowed to realise future interest at the rate of 6% per annum.
Evidence:
3.Plaintiff is allowed to realise future interest at the rate of 6% per annum from the date of decree till realisation.
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff is allowed to realise costs of the suit from the defendant.
Evidence:
4.Plaintiff is allowed to realise the costs of the suit from the defendant and her assets.
Documents & Evidence
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
This document was submitted by the defendant to request a loan.
Reference:
Ext.A1
Document Type:
Agreement cum deed of Hypothecation
Submitted By:
Plaintiff
Relevance:
This document outlines the terms and conditions of the loan provided to the defendant.
Reference:
Ext.A2
Document Type:
Statement of Accounts
Submitted By:
Plaintiff
Relevance:
This document provides the details of the loan repayment status and outstanding amount.
Reference:
Ext.A3
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Common Reasons
Non-payment of rent
Case Code
Case between Canara Bank vs Keerthi Raj regarding realisation of money.
Case Code Year
Case between Canara Bank vs Keerthi Raj regarding realisation of money.