Case Summary
The case involves Canara Bank filing a suit against Ajini.N and Noorjahan.K for the recovery of a loan amount. The defendants defaulted on the repayment of an education loan provided by the bank.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The plaintiff is entitled to realise an amount of Rs.1,13,917.54/- with interest at the rate of 10.35% per annum from the date of the suit till the date of decree.
Case Type
Civil Suit
Final Judgment
No
The suit is decreed in favor of the plaintiff for recovery of Rs.1,13,917.54 along with interest. The court found the defendants liable for repayment due to their default.
Why Plaintiff Won:
The plaintiff proved the defendants' indebtedness through oral and documentary evidence.
The plaintiff proved the defendants' indebtedness through oral and documentary evidence.
Losing Side's Weaknesses:
The plaintiff proved the defendants' indebtedness through oral and documentary evidence.
The plaintiff proved the defendants' indebtedness through oral and documentary evidence.
Supporting Evidence
The oral and documentary evidence adduced from the side of plaintiff bank clearly establishes that the defendants are indebted to the plaintiff bank...
Judgment Evidence:
In the result, the suit is decreed with costs as follows: The plaintiff is entitled to realise an amount of Rs.1,13,917.54/- with interest...
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Canara Bank
- Relation
- represented by its Manager
- Party Role
- Defendant
- Party Name
- Ajini.N
- Party Age
- 25
- Relation
- D/o Abdul Nizar
- Party Role
- Defendant
- Party Name
- Noorjahan.K
- Party Age
- 43
- Relation
- W/o Abdul Nizar
Plaintiffs Documents
Application for Educational Loan, Educational Loan Agreement, Original Agreement, Acknowledgment of Debt and Security, Legal Notice, Postal Receipts, Postal Acknowledgment Cards, Certified copy of Statement of accounts.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- P.Udayabhanu
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- S.Babida
- Appearance Type
- Assisting Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Recovery of amount due to the plaintiff bank.
Evidence:
The plaintiff is entitled to realise an amount of Rs.1,13,917.54/- (Rupees One Lakh Thirteen Thousand Nine Hundred and Seventeen and Fifty Four Paise only) with interest at the rate of 10.35% per annum from the date of the suit till the date of decree.
Documents & Evidence
Document Type:
Application for Educational Loan
Submitted By:
Plaintiff
Relevance:
Evidence of loan application submitted by the defendants.
Reference:
Ext.A1
Document Type:
Educational Loan Agreement
Submitted By:
Plaintiff
Relevance:
Details of the loan terms agreed upon by the defendants.
Reference:
Ext.A2
Document Type:
Original agreement
Submitted By:
Plaintiff
Relevance:
The original agreement executed by the defendants for the loan.
Reference:
Ext.A3
Document Type:
Acknowledgment of Debt and Security
Submitted By:
Plaintiff
Relevance:
Acknowledgment of the outstanding debt by the first defendant.
Reference:
Ext.A4
Document Type:
Legal Notice
Submitted By:
Plaintiff
Relevance:
Notice sent to the defendants to settle their outstanding liability.
Reference:
Ext.A5
Document Type:
Postal Receipts
Submitted By:
Plaintiff
Relevance:
Proof of sending the legal notice to the defendants.
Reference:
Ext.A6
Document Type:
Postal Acknowledgment Cards
Submitted By:
Plaintiff
Relevance:
Evidence of acknowledgment of receipt of notice by the defendants.
Reference:
Ext.A7
Document Type:
Certified copy of statement of accounts
Submitted By:
Plaintiff
Relevance:
Provides detailed account statement showing the due amount.
Reference:
Ext.A8
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kollam
State
Kerala
Court Establishment
Munsiff Court Kollam
Common Reasons
Non-payment of rent
Case Code
Case between Canara Bank vs Ajini.N et al regarding Realisation of Money
Case Code Year
Case between Canara Bank vs Ajini.N et al regarding Realisation of Money