Case Summary
The plaintiff, Bank of Baroda, filed a suit against the defendant, Sandhya Suresh, to recover an outstanding loan amount due to default in repayment. Despite multiple requests, the defendant failed to clear the dues, leading to the plaintiff seeking legal recourse.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The defendant is directed to pay ₹2,40,824 with 9% interest per annum from the date of suit until the date of decree.
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:
The unchallenged proof affidavit and documents satisfactorily proved the plaint claim.
The unchallenged proof affidavit and documents satisfactorily proved the plaint claim.
Judgment Evidence:
In the result, The suit is decreed directing the defendant to pay an amount of 2,40,824/- (Rupees Two Lakhs Forty thousand Eight hundred and Twenty Four Only) with 9% interest per annum from the date of suit till the date of decree.
Parties Involved
Plaintiffs
Bank of Baroda (Age not specified years)
Kakkanad branch, represented by Chief Manager and duly authorized Power of Attorney Holder, Manohar M, 54 years, S/o K.P.Motilal, S.N.S.Samithi building, Ground floor, KINFRA road, Kakkanad P.O, Ernakulam – 682 030
Defendants
Sandhya Suresh (48 years years)
Makayiram nivas, Pallikkara, Moonelumukal, Pazhamthottam P.O, Ernakulam, Pin – 683 565
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The plaintiff is entitled to recover ₹2,40,824 with interest.
Evidence:
The suit is decreed directing the defendant to pay an amount of 2,40,824/- (Rupees Two Lakhs Forty thousand Eight hundred and Twenty Four Only) with 9% interest per annum from the date of suit till the date of decree.
Relief Type:
Costs
Outcome:
Granted
Description:
The plaintiff is entitled to recover the full costs of the litigation.
Evidence:
The plaintiff is also entitled for the costs of the litigation.
Documents & Evidence
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
The document includes the loan application form submitted by the defendant.
Reference:
Ext.A1
Document Type:
Letter of Sanction
Submitted By:
Plaintiff
Relevance:
The document is the letter of sanction to the borrower acknowledged by the defendant.
Reference:
Ext.A2
Document Type:
Demand Promissory Note
Submitted By:
Plaintiff
Relevance:
The document evidences the demand promissory note executed by the defendant.
Reference:
Ext.A3
Document Type:
Declaration Cum undertaking
Submitted By:
Plaintiff
Relevance:
The document is the declaration cum undertaking cum authority executed by the defendant.
Reference:
Ext.A4
Document Type:
Letter of Instalment with Acceleration Clause
Submitted By:
Plaintiff
Relevance:
The document includes the letter of instalment with acceleration clause executed by the defendant.
Reference:
Ext.A5
Document Type:
Letter of Acknowledgement of Debt
Submitted By:
Plaintiff
Relevance:
The document is the letter of acknowledgment of debt executed by the defendant.
Reference:
Ext.A6
Document Type:
Copy of Lawyer Notice
Submitted By:
Plaintiff
Relevance:
The document is a copy of lawyer notice along with postal receipts and acknowledgement card.
Reference:
Ext.A7
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
The document is the statement of account of the loan transaction of the defendant.
Reference:
Ext.A8